About Us2023-09-07T08:59:32+00:00

We Understand Repossession

Repossession is unthinkable for Homeowners, the fact that the property they worked hard to obtain may be taken from them is hard to bear.

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HMS Sympathise With All Homeowners Facing Repossession or Eviction.

No matter how you have fallen foul of life’s negative events or the economic climate, we will provide the most positive available solution.

For more than ten years our close-knit, dedicated team have been successfully helping homeowners to carry on living their lives as they always have; in their own homes, safe and secure. From the very beginning we, the founders of HMS, David, Richard and Jim, have worked tirelessly to prevent homeowners from repossession and eviction.

We all have families of our own and know how important it is to protect them. So we believe in providing the very best service for you to ensure you and your family benefit from the security of homeownership.

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Our Main Goal is to Stop Any Eviction

Our main goal is to stop eviction and put an end to repossession, for you and for your family.

You won’t find a more committed and understanding team dealing with repossession and eviction across England and Wales; just take a look at our Success Stories and Customer Testimonials to hear from the people we’ve helped in the past.

In our time we have stopped thousands of homes from being repossessed and have provided advice to many more people who just needed a friendly, professional ear.

Knowledge is Key

The HMS team have an extensive knowledge of individual Lenders, their policies and regulations under the Financial Conduct Authority and the Mortgage Conduct Of Business Rules which are designed to regulate your Lenders actions.

We are further experts in Repossession Law, the Court process and relevant Court applications, and how all of the above impact upon your specific circumstances.

Therefore we can help just by having a conversation! In many cases we have been able to solve a situation by simply providing someone with a piece of essential information.

If you do decide that you require our services your case will be handled from start to finish by a dedicated member of our team.

No case is too complicated or advanced to benefit from our advice, so do not hesitate to call. For us there is no greater feeling of satisfaction than when we stop a property from being repossessed and save a home from eviction.

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How to Stop Repossession

Make sure you talk to your lender

1. Don’t take emergency finance

Other companies may have misled you into believing that a bridging loan or short-term finance is your best or even only choice. That’s not true. The temporary relief will be short-lived when you are facing repossession for a much higher sum.

Try not panic and stay calm

2. Don’t accept a quick sale

In desperate situations, you may be tempted to accept a below-market-value “instant cash” offer on your home. Avoid quick sale companies at all costs—they profit from your misfortune. We can provide better options.

 Review household expenditure

3. Get us to help

We can help you navigate through your options. We will force your lender to give you time to make a decision that suits you. Our first step is to assess affordability for you to keep the property long-term. If this is not an option, then we will ensure you speak to regulated finance professionals or have time to sell your property on the open market.

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