Appealing House Repossession
The appeals process is the last opportunity for a Homeowner to stop the repossession of their house through the Court. If a Judge has ruled against you and you have lost your Emergency Court Hearing and eviction is imminent, it is possible to appeal to a higher Judge.
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The Appeals Process
The need to appeal an application using an N161 Appellants Notice MUST not be confused with the need to make a DIFFERENT N244 Court Application, if you do not understand what this means, then you need to speak to us immediately so that we can explain in more detail, as the subject is likely too complicated to explain here.
We will be able to talk you through the appeals process and discuss the likelihood of success, however, appeals are very hard to win and we will not take on a case that we know will lose. In Homeowners cases that we have been instructed to defend in the first place, do not require an appeal, because we get the defence for the Hearing right first time.
Your Options When Appealing
If you have lost your case and so have failed to stop your house repossession, you can ask permission to appeal. If permission is granted then an N161 form can be submitted to apply for a Hearing to Appeal the Judges decision, although it does not guarantee to halt the eviction unless it is applied for very specifically and granted by the Judge reviewing the application.
It is very rare that a higher Judge will overturn a Lower Judge’s ruling; however it does happen if they believe the Lower Judge was legally wrong to reach the conclusion they did. The difficulty lies in convincing the Higher Judge that the decision was legally wrong, and not simply a case of the lower Judge exercising his or her discretion to reach the decision, which the Higher Judge cannot overturn.
We will be able to determine whether the decision was legally wrong, or whether or not it was the Judge’s discretion that led them to make an order that was not in your favour.
We’re Still Here for You.
If one of our own defended cases ever reaches an appeal it is because the Judge was indeed wrong, and we can, therefore, defend it, or something has come up in Court that the Homeowner failed to inform us of when we asked during the assessment of the case. It is therefore vitally important to get us the information we ask for, it makes the difference between winning and losing your home.
Therefore, in some situations, the appeals process may not be a viable option. If this is the case we will be honest with you and prepare you for an alternative option, there is normally at least one available.
Ultimately we at HMS are here to help, with all of the resources at our disposal we will fight to save your home and the sooner you call us, the greater your chances of a positive result.
More Help With the N244 Process
For more detailed information about specific parts of the N244 process, see the relevant pages below.
How to Stop Repossession
1. Don’t take emergency finance
Other companies may have misled you into believing that a bridging loan or short-term finance is your best or even only choice. That’s not true. The temporary relief will be short-lived when you are facing repossession for a much higher sum.
2. Don’t accept a quick sale
In desperate situations, you may be tempted to accept a below-market-value “instant cash” offer on your home. Avoid quick sale companies at all costs—they profit from your misfortune. We can provide better options.
3. Get us to help
We can help you navigate through your options. We will force your lender to give you time to make a decision that suits you. Our first step is to assess affordability for you to keep the property long-term. If this is not an option, then we will ensure you speak to regulated finance professionals or have time to sell your property on the open market.
How We’ve Helped Other Homeowners
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I cannot recommend David Harrison highly enough. He was very professional and knowledgeable throughout the whole process. From the first phone call they were an absolute super star.
Martha Ngara
October 27, 2025Very helpful advice given my term has expired but was given very good advice about my options & time frame
Ian Dunn
September 18, 2025What A Great Gentleman Richard is, absolutely Professional for the work he does. I was googling N244 at 1am in the morning as I was potentially looking at Repossession &... read more
Ajeel Safir
September 11, 2025I was in a low / dark place 18 months ago following some difficult personal circumstances. There were too many spinning plates and struggled to regain control, and faced certain... read more
Andrew Kiely
August 13, 2025 -
Richard was very easy to talk to, it was so reassuring that there are ways to help and he put my mind at rest, looking forward to taking to... read more
David Arnold
August 6, 2025What can I say about HMS,saved me from my property being repossessed on the last minute with the honest advice from Richard very much appreciated these guys are amazing.i called... read more
Gamming Channel
July 30, 2025Exceptional Support During a Difficult Time Homeowner Management Services went above and beyond when I was facing a very stressful situation with an inconsiderate lender trying to take possession of my... read more
Mjr David
July 28, 2025Ben was very understanding and helpful..I would highly recommend this company
Martin Garvey
June 5, 2025 -
Great understanding & very helpful advice on my pending repossession order. Many thanks...
Pam Benton
May 29, 2025Having problems with a possession hearing! Richard was amazing and incredibly helpful and supportive, he even took the time to offer free advice in writing to help me on the... read more
Jonny Worthy
May 28, 2025Ben was amazing and always available at any time of the day. Helped within a few days
Adam Ahmed
May 1, 2025HMS are brilliant.I have used this company a couple of times now and they cannot do enough for you.Richard,ben and david are an incredible team so much knowledge and confidence... read more
Jc S
May 1, 2025 -
I would highly recommend Richard and the term at Homeowner Management Services. They provided invaluable support and advice when I contacted them about my mortgage coming to the end of term. My... read more
Ann Mullins
April 30, 2025We had been given a repossession hearing by the bank which was scary. This would eventually lead to eviction even though we were not behind with our payments. Richard's advice... read more
Dave Wilcock
April 24, 2025Excellent, friendly, professional advice given
Stuart Kelf
April 14, 2025I spoke with Richard today. He not only put me at ease with my situation, but provided me with the next steps for me to take to get a better... read more
Jayne Forsyth
April 14, 2025 -
Excellent advice from David, very helpful, friendly and informative. Helped us with sound advice of how to deal with upcoming eviction or repossession orders. Feel a lot less burdened now. Keep up the... read more
Sam Kamal
April 2, 2025In May 2024 Landmark had started repossession due to the mortgage term expiring. I was totally expecting my house to be repossessed but then I spoke to Richard and the... read more
paula burns
March 19, 20252nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.
Lee Duke
February 26, 20252nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.
Lee Duke
February 19, 2025 -
Homeowner Management Services care! I was facing eviction from my home and Richard gave me excellent advice. He provided a legal argument to my case and when the Judge... read more
Rosemary Ebun
February 19, 2025It's been a one year and nine months since I deal with Richard and David they are amazing they keep looking after me what ever my situation but now it's... read more
Maria Cardoso
January 19, 2025the team at HMS what can i say a massive thank you to the team they not only helped me once but twice with repossession orders we owe them... read more
dale williamson
January 19, 2025Just let Richard know,I press one star thinking u pressed all stars, unfortunately it went off and put one star up and did write in my review that it... read more
Jane Hayward
November 19, 2024
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