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Secured Business & Commercial Debt
If the business then fails or even hits a bad patch, the Bank or Lender can “call in” a proportion, or even all of the money. Many people do not realise that all their business loans and overdrafts with a specific bank can be combined under an “all monies order” as are therefore treated as an accumulative debt that is due immediately.
An All Monies Order renders the Judge relatively powerless and there is no specific regulation on Business debts however this can change when it is related to a residential dwelling, depending on whether it is related to a first or second charge. Clearly, therefore, every case requires a very specific assessment and you will need very specific advice in order to prevent the Bank/Lender from obtaining possession of your home.
A lot of Homeowners do not contact us until the Lender has taken eviction action, we have the knowledge and power to stop the eviction.

Mortgage arrears information and advice links
How to Stop Repossession
1. Don’t take emergency finance
Other companies may have misled you into believing that a bridging loan or short-term finance is your best or even only choice. That’s not true. The temporary relief will be short-lived when you are facing repossession for a much higher sum.
2. Don’t accept a quick sale
In desperate situations, you may be tempted to accept a below-market-value “instant cash” offer on your home. Avoid quick sale companies at all costs—they profit from your misfortune. We can provide better options.
3. Get us to help
We can help you navigate through your options. We will force your lender to give you time to make a decision that suits you. Our first step is to assess affordability for you to keep the property long-term. If this is not an option, then we will ensure you speak to regulated finance professionals or have time to sell your property on the open market.
How We’ve Helped Other Homeowners

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