Eviction Notice

What To Do Right Now (And How To Stop It)

If you have received an eviction notice following mortgage repossession proceedings, it will normally give the date and time when the court bailiff is due to attend your home.

Receiving an eviction date does not necessarily mean it is too late to act. You may be able to ask the court to suspend the warrant for possession, but the court will decide whether the eviction should be delayed or stopped.

HMS can assess your circumstances, help prepare an urgent N244 application where appropriate and help you prepare for the court hearing.

Eviction Notice

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What Does an Eviction Notice Mean?

An eviction notice following mortgage repossession proceedings confirms the date and time when the court bailiff is due to attend your property.

It normally means that a possession order has already been made and your lender has taken further steps to enforce it.

Receiving an eviction date does not automatically mean that nothing can be done. You may be able to apply to the court to suspend the warrant for possession, but the court will decide whether the eviction should be stopped or delayed.

If you already have an eviction date, it is important to act quickly so there is time to assess your circumstances and prepare any application that may be required.

Worried couple with their home up for sale due to eviction notices

What Should You Do After Receiving an Eviction Notice?

If Your Eviction Is Today or Within 48 Hours

You need to act urgently.

An N244 application may be required to ask the court to suspend the eviction and arrange an emergency hearing.

HMS can assess your circumstances, help prepare the application and make sure the information needed for the hearing is ready.

If Your Eviction Is Within 7 Days

There may still be time to prepare an application before the eviction date.

This can include reviewing your financial position, considering what payments you can realistically afford and preparing the information needed to support an N244 application.

If Your Eviction Is More Than 7 Days Away

Having more time may allow your circumstances to be reviewed before further action is taken.

Depending on your situation, this may include contacting your lender, reviewing the mortgage arrears and preparing documents that may be needed if a court application becomes necessary.

Do not assume that having more time means the eviction can be ignored.

Can You Stop an Eviction Notice in the UK?

Yes, an eviction may still be stopped or suspended after an eviction notice has been issued.

You can apply to the court to ask for the warrant of possession to be suspended. The court will consider your circumstances, the history of the case and what you are asking it to do before making a decision.

The outcome is not automatic. The court may suspend or delay the eviction, impose conditions or allow the eviction to proceed.

HMS can assess your circumstances and help prepare an N244 application where court action is appropriate.

Couple pleased they have been helped and not evicted

How Can an N244 Application Help Stop an Eviction?

An N244 application can be used to ask the court to suspend a warrant for possession and consider whether an eviction should be stopped or delayed.

Where the matter is urgent, the application can also be used to request an emergency court hearing.

The application should clearly explain what you are asking the court to do and provide the information relevant to your circumstances, including your current financial position where appropriate.

The judge will consider the application and decide whether the eviction should be suspended, whether conditions should be imposed or whether it should be allowed to proceed.

HMS can help prepare the N244 application and the information needed for the hearing. Read more about the N244 application process.

What Happens If You Do Nothing?

If no action is taken and the eviction is not suspended or otherwise resolved, the court bailiff may attend on the date shown on the eviction notice to enforce the warrant for possession.

This can result in you having to leave the property and the lender taking possession of the home.

If you want the court to consider stopping or delaying the eviction, you normally need to make an application before the eviction takes place.

HMS can assess your circumstances and help prepare an urgent N244 application where appropriate.

Woman fearing eviction holding head in hands

How HMS Can Help After an Eviction Notice

HMS can assess your situation quickly by reviewing your eviction notice, mortgage arrears and current financial position.

Where appropriate, we can help you understand whether there may still be an opportunity to resolve matters with your lender before the eviction takes place.

If court action is required, HMS can help prepare an N244 application, organise the information needed to support the application and help you prepare for the hearing.

Where necessary, we can also help arrange solicitor representation and support you through the court process.

The aim is to give the court a clear picture of your circumstances and what you are asking it to do.

What Should You Avoid After Receiving an Eviction Notice?

Do not ignore the eviction notice or assume the lender or court will automatically give you more time.

If an N244 application is required, avoid leaving it until the last possible moment or submitting incomplete information.

Any repayment proposal should also be realistic and based on what you can afford to maintain.

Acting early gives you more time to assess your position, prepare the necessary information and decide what action may be appropriate.

Women holding sign saying help
people discussing an eviction notice

What a Strong Case Looks Like

To stop eviction, your case should show:

  • A clear reason why arrears occurred
  • Evidence your situation has improved (or will improve)
  • A realistic and sustainable repayment plan
  • A structured legal argument

This is what a judge needs to justify stopping eviction.

Realistically – Can You Stay in Your Home?

Yes, if:

  • You act quickly
  • Your case is properly prepared
  • You can demonstrate affordability

We regularly help homeowners stop eviction, even when:

  • Bailiffs are already booked
  • Previous agreements have been broken
  • The situation feels โ€œtoo lateโ€
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How Weโ€™ve Helped Other Homeowners

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  • I cannot recommend David Harrison highly enough. He was very professional and knowledgeable throughout the whole process. From the first phone call they were an absolute super star.

    Martha Ngara Avatar Martha Ngara
    October 27, 2025

    Very helpful advice given my term has expired but was given very good advice about my options & time frame

    Ian Dunn Avatar Ian Dunn
    September 18, 2025

    What A Great Gentleman Richard is, absolutely Professional for the work he does. I was googling N244 at 1am in the morning as I was potentially looking at Repossession &... read more

    Ajeel Safir Avatar Ajeel Safir
    September 11, 2025

    I was in a low / dark place 18 months ago following some difficult personal circumstances. There were too many spinning plates and struggled to regain control, and faced certain... read more

    Andrew Kiely Avatar Andrew Kiely
    August 13, 2025
  • Richard was very easy to talk to, it was so reassuring that there are ways to help and he put my mind at rest, looking forward to taking to... read more

    David Arnold Avatar David Arnold
    August 6, 2025

    What can I say about HMS,saved me from my property being repossessed on the last minute with the honest advice from Richard very much appreciated these guys are amazing.i called... read more

    Gamming Channel Avatar Gamming Channel
    July 30, 2025

    Exceptional Support During a Difficult Time Homeowner Management Services went above and beyond when I was facing a very stressful situation with an inconsiderate lender trying to take possession of my... read more

    Mjr David Avatar Mjr David
    July 28, 2025

    Ben was very understanding and helpful..I would highly recommend this company

    Martin Garvey Avatar Martin Garvey
    June 5, 2025
  • Great understanding & very helpful advice on my pending repossession order. Many thanks...

    Pam Benton Avatar Pam Benton
    May 29, 2025

    Having problems with a possession hearing! Richard was amazing and incredibly helpful and supportive, he even took the time to offer free advice in writing to help me on the... read more

    Jonny Worthy Avatar Jonny Worthy
    May 28, 2025

    Ben was amazing and always available at any time of the day. Helped within a few days

    Adam Ahmed Avatar Adam Ahmed
    May 1, 2025

    HMS are brilliant.I have used this company a couple of times now and they cannot do enough for you.Richard,ben and david are an incredible team so much knowledge and confidence... read more

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    May 1, 2025
  • I would highly recommend Richard and the term at Homeowner Management Services. They provided invaluable support and advice when I contacted them about my mortgage coming to the end of term. My... read more

    Ann Mullins Avatar Ann Mullins
    April 30, 2025

    We had been given a repossession hearing by the bank which was scary. This would eventually lead to eviction even though we were not behind with our payments. Richard's advice... read more

    Dave Wilcock Avatar Dave Wilcock
    April 24, 2025

    Excellent, friendly, professional advice given

    Stuart Kelf Avatar Stuart Kelf
    April 14, 2025

    I spoke with Richard today. He not only put me at ease with my situation, but provided me with the next steps for me to take to get a better... read more

    Jayne Forsyth Avatar Jayne Forsyth
    April 14, 2025
  • Excellent advice from David, very helpful, friendly and informative. Helped us with sound advice of how to deal with upcoming eviction or repossession orders. Feel a lot less burdened now. Keep up the... read more

    Sam Kamal Avatar Sam Kamal
    April 2, 2025

    In May 2024 Landmark had started repossession due to the mortgage term expiring. I was totally expecting my house to be repossessed but then I spoke to Richard and the... read more

    paula burns Avatar paula burns
    March 19, 2025

    2nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.

    Lee Duke Avatar Lee Duke
    February 26, 2025

    2nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.

    Lee Duke Avatar Lee Duke
    February 19, 2025
  • Homeowner Management Services care! I was facing eviction from my home and Richard gave me excellent advice. He provided a legal argument to my case and when the Judge... read more

    Rosemary Ebun Avatar Rosemary Ebun
    February 19, 2025

    It's been a one year and nine months since I deal with Richard and David they are amazing they keep looking after me what ever my situation but now it's... read more

    Maria Cardoso Avatar Maria Cardoso
    January 19, 2025

    the team at HMS what can i say a massive thank you to the team they not only helped me once but twice with repossession orders we owe them... read more

    dale williamson Avatar dale williamson
    January 19, 2025

    Just let Richard know,I press one star thinking u pressed all stars, unfortunately it went off and put one star up and did write in my review that it... read more

    Jane Hayward Avatar Jane Hayward
    November 19, 2024