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Mortgage Arrears
Used to refer to a specific type of loan, a mortgage is a financial term that describes the way that homes are bought without upfront cash payments. Usually compiled of monthly repayments, a mortgage covers the remaining cost of a property after the initial deposit has been paid.
If you are struggling to keep up with your mortgage repayments, it is possible that you could lose your home. You will be in debt if you cannot repay your mortgage and your lender may take you to court. If you have found yourself in this position, you will have a range of options but it is important to act immediately.
Get in touch with our specialist team today for advice specific to your situation. Our helpful team are industry experts. We specialise in helping people stop repossession and eviction and are always on hand for any mortgage-related advice.

Mortgage arrears information and advice links
How to Stop Repossession
1. Don’t take emergency finance
Other companies may have misled you into believing that a bridging loan or short-term finance is your best or even only choice. That’s not true. The temporary relief will be short-lived when you are facing repossession for a much higher sum.
2. Don’t accept a quick sale
In desperate situations, you may be tempted to accept a below-market-value “instant cash” offer on your home. Avoid quick sale companies at all costs—they profit from your misfortune. We can provide better options.
3. Get us to help
We can help you navigate through your options. We will force your lender to give you time to make a decision that suits you. Our first step is to assess affordability for you to keep the property long-term. If this is not an option, then we will ensure you speak to regulated finance professionals or have time to sell your property on the open market.
How We’ve Helped Other Homeowners

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