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Stop Repossession with an N244 Application

1. Get Your Case Heard

If you have been served an eviction notice, the N244 form is an effective, proactive way to fight back. We use the N244 Application Form to apply for an emergency court hearing to get your case in front of a judge. From here, the court will decide whether or not to suspend the eviction notice that your lender has secured against you.

2. A Crucial Document

Your N244 must convincingly and succinctly explain why the court should consider suspending your eviction. It will be the main document that the judge will use to make their decision. Thus, the explanation you provide needs to be detailed and based on points of law.

3. HMS Can Help

The N244 form could be the difference between you keeping your home and your home being repossessed. With years of experience navigating this tricky legal area, HMS are well equipped to help you through the process. Let us represent you from the outset to give yourself the greatest chance of successfully suspending your eviction notice

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Your Questions Answered

What is an N244 form used for?

The N244 form is an official Court Application Form used by the County Court for a number of different applications. We use the N244 Application Form to apply for an Emergency Court Hearing to get your case in front of a Judge so they can decide whether or not to Suspend your Eviction Notice that your Lender has secured against you.

By acting swiftly we can assist in completing the N244. It is important that the content supplied on the N244 application is detailed and concise. By completing the N244 properly we can ensure you achieve an Emergency Hearing and have your case assessed by a judge.

A defence must also be prepared before submitting the N244 as emergency hearings can happen quickly sometimes within 24 hours. We help you prepare the best defence possible.

Our team have been fighting on the side of homeowner’s for a long time. We will always aim to help you keep your home, whatever your situation or circumstances.

How long does the N244 process take?

Emergency hearings can happen quickly, sometimes within 24 hours of a successful N244 application. Only when submitted to the court and used correctly will an N244 form delay or stop the proposed repossession. In turn, with the right legal help and representation, an emergency hearing can prevent eviction. Our considerable experience in the field of residential property law means that we have the expertise to apply to the court correctly, gain an emergency hearing, stop the eviction order and save your home.

We’ve been fighting on the side of homeowner’s for a long time. Our aim is to help you keep your home, whatever your situation or circumstances.

If you would like to find out more about the N244 process then please call our team today.

Can you submit an N244 form online?

You can download and submit an N244 form online yourself but it is not advisable.

N244 forms need to be presented alongside specific evidence demonstrating how you plan to clear your mortgage arrears.

Applicants (defendants) can often find completing an N244 form challenging due to ascertaining whether the information they are entering is correct and/or comprehensive enough.

Only when submitted to the court and used correctly will an N244 form delay or stop the proposed repossession. In turn, with the right legal help and representation, an emergency hearing can prevent eviction. Our considerable experience in the field of residential property law means that we have the expertise to apply to the court correctly, gain an emergency hearing, stop the eviction order and save your home.

If you need assistance or advice with your online or printed application then contact our team for free guidance.

What will an N244 application cost?

Application Fees payable by the Defendant (Homeowner)

The fee depends on what stage your case is and what you are trying to achieve by making the application. In most cases, the main application we have to submit for preventing a Homeowner losing their home is an N244 Application. However, this form serves many different applications that can be made to the Court.

For a more detailed explanation, or assistance in completing your N244 form, please contact us for free and impartial advice.

Defend an eviction order – £15 (N244 application notice)

To vary or set aside an order that’s already in place – £255 (N244 application notice)

To Appeal a Judges decision (N161) – £255

Where can you download an N244 form?

If you wish to download an N244 Application form online you can download this from the UK Government portal.

https://www.gov.uk/government/publications/form-n244-application-notice

The N244 application form is not straightforward, many elements must be taken into account before submitting it at the court; it is also crucial that it is submitted in sufficient time, so it must be done right and expediently.

Submitting an N244 Application form to the Court will not delay or stop your eviction but, if supplied correctly, will lead to an Emergency Court Hearing. At this stage we will be able to provide support and guidance in efforts to prevent your eviction.

It is crucial that your N244 application form is completed as accurately and comprehensively as possible. We provide an N244 form checking and completion service to ensure that all details are correct in the first instance. Our dedicated experience in this area means that we will be able to complete the N244 application form as necessary to achieve an Emergency Court Hearing that we will win, to stop an Eviction Order and save your home.

Can an N244 form stop my eviction?

Submitting an N244 application can stop your eviction but it must be completed correctly.

If your lender is not open to any proposals at this point we will promptly turn to Legal action, and complete an N244 Application Notice for you to secure an emergency Court Hearing regarding your Eviction Notice. Our job will be to achieve a Court Order that stops the eviction. The level of defence depends on the history and complexity of your case and ranges from only requiring telephone advice, to appointing a Solicitor to attend Court with you.

There will be nothing your Lender can do to remove you from your home, on the condition that you keep to the Court Order that we secured for you.

We’ve been fighting on the side of Homeowner’s for a long time, we will help you keep your home, whatever your story. If you would like to find out more about the N244 process then please call our team today.

The N244 Application Process

The N244 application form is not straightforward, many elements must be taken into account before submitting it at the court; it is also crucial that it is submitted in sufficient time, so it must be done right and expediently.

Firstly, you must have sufficient grounds to file the N244 Application form, as it says on your Eviction Notice, having nowhere to go is not a sufficient defence. We will establish the grounds for you and complete your form once we have assessed your case.

Secondly, the content supplied on the N244 application notice form must be detailed, but concise; providing just the right amount of information to achieve the desired outcome, which is an Emergency Court Hearing. Winning the Hearing is a separate issue. We can complete the N244 Application form for you to ensure you achieve an Emergency Hearing to have your case assessed by the Judge.

Thirdly, you must have an appropriate defence fully prepared before submitting the N244 Application Form, as some Emergency Hearings can be held within 24 hours of submitting an N244 Application Form. We will help you prepare the best defence possible before any contact with the courts to ensure that no matter when the Emergency Court Hearing takes place, you are prepared with our help to WIN!

We Want to Help

We can help and can be successful with almost every Homeowner that calls us, no matter how hopeless they think their case is. If you do not call us then we cannot help you win. We further believe it is of the utmost importance, to be honest with clients. If we are unable to help with your case for any reason, we will tell you immediately, while still providing you with any advice you may need.

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Submitting an N244 Application form

Submitting an N244 Application form to the Court will not delay or stop your eviction, but used correctly, it will lead to an Emergency Court Hearing that can, and with our help WILL, stop your eviction.

That is why you need to get it right and why you should call us. Our dedicated experience in this area means that we will be able to complete the N244 Application form in the perfect way to achieve an Emergency Court Hearing that we will win, to stop an Eviction

The Hearing

The Emergency Hearing achieved with a successful N244 Application Notice Form is a Homeowner’s last definite opportunity to save their home without having to clear the arrears. Therefore we will do everything in our power to aid you at this vital time and get it right first time to prevent the eviction.

If you do not contact us and the Hearing should go against you, there is an appeals process, but it is very difficult and best avoided by calling us to get it right on the first application.

Acting Swiftly

Only when submitted to the court and used correctly will an N244 form delay or stop the proposed repossession. In turn, with the right legal help and representation, an emergency hearing can prevent eviction. Our considerable experience in the field of residential property law means that we have the expertise to apply to the court correctly, gain an emergency hearing, stop the eviction order and save your home.

Importantly, if your mortgage lender or landlord has served a notice against you, you should act quickly to stop the eviction. Here at (client name), we use N244 forms to apply for emergency court hearings, so that we can present the details of your case to a judge. Crucially, we attend on your behalf, explain the background persuasively and inform the court of all the necessary facts. Subsequently, the judge who hears your case will decide whether or not to suspend any eviction notice and halt the process that your lender has initiated.

Stopping Repossession in Mortgage or Rent Arrears Cases

If you are an owner-occupier with overdue mortgage payments or a tenant with rent arrears for your home, the threat of legal proceedings for repossession can be distressing. Whether initiated by the mortgage lender – usually a bank or building society – or by a public or private property owner, most homeowners and tenants find the official paperwork, nagging uncertainty and impending proceedings to be very unsettling.

Naturally, during these worrying times, you may be wondering how to stop the repossession of your home and ensure a decisive result that will give you some peace of mind. If you are facing legal action for non-payment of your mortgage or rent, read on – we are here to help. Here, we suggest what action to take and how to lodge an official application to the local county court using form N244 to stop repossession.

Defending Your Home

Notably, N244 online applications and paper forms are not straightforward. When submitting them to the court concerned, there are some key steps to follow. Above all, it is essential to present the paperwork correctly, completely and in ample time.

As the small print on eviction notices should mention, there must be adequate grounds to apply for a hearing. Merely stating that one has nowhere to go, for instance, is not a sufficient defence. Accordingly, we will assess your case, establish any grounds to stop the attempted possession and complete the N244 application on your behalf. Perhaps you now have a tenant occupying the property or expect a lump sum shortly, or your suspended possession order is now up to date. If you are seeking a new arrangement or plan to make a new proposal, the court will also request evidence of how you expect to pay the overdue amount. In preparation, we might recommend that you complete an N11M personal defence form.

Secondly, the information supplied on the forms must be concise yet comprehensive. In particular, it is vital to give the right amount of detail to achieve an early hearing, but not so much as to become a hostage to fortune.

Additionally, some emergency hearings take place within as little as twenty-four hours of applying. For this reason, we develop the best defence possible for your case before serving the papers. That way, you will be prepared for the hearing even if the court lists it at very short notice.

Helping to Win the Repossession Hearing

As a homeowner or tenant, an emergency hearing is the last opportunity you have to save your home without necessarily having to repay rent or mortgage arrears in full at the time. As a result, we will do everything in our power to support you at this vital point, secure a positive outcome and prevent the possible eviction.

Notably, low-income earners and benefit recipients may be entitled to fee remission, i.e. exemption from paying court fees.

Finally, should you not decide to contact us and then the hearing then goes against you, there is an appeals process. Before you rely on this, however, do bear in mind that such appeals are notoriously complicated and, therefore, best avoided. Instead, we suggest that you call us so that we can represent you from the outset and secure the right result, the first time. However, if you have already lost your hearing and need information about a possible appeal, please click here to obtain some immediate advice.

Find out more information about the N244 process by clicking on one of the links below

N244 Form
N244 Emergency Hearings
Appealing House Repossession
N244 Application Process
N244 Application Fees
Expired Possession Orders
N161 Forms

How to Stop Repossession

1. Don’t take emergency finance

Other companies may have misled you into believing that a bridging loan or short-term finance is your best or even only choice. That’s not true. The temporary relief will be short-lived when you are facing repossession for a much higher sum.

2. Don’t accept a quick sale

In desperate situations, you may be tempted to accept a below-market-value “instant cash” offer on your home. Avoid quick sale companies at all costs—they profit from your misfortune. We can provide better options.

3. Get us to help

We can help you navigate through your options. We will force your lender to give you time to make a decision that suits you. Our first step is to assess affordability for you to keep the property long-term. If this is not an option, then we will ensure you speak to regulated finance professionals or have time to sell your property on the open market.

I cannot recommend David Harrison highly enough. He was very professional and knowledgeable throughout the whole process. From the first phone call they were an absolute super star.

Martha Ngara
October 27, 2025

Very helpful advice given my term has expired but was given very good advice about my options & time frame

Ian Dunn
September 18, 2025

What A Great Gentleman Richard is, absolutely Professional for the work he does. I was googling N244 at 1am in the morning as I was potentially looking at Repossession &... read more

Ajeel Safir
September 11, 2025

I was in a low / dark place 18 months ago following some difficult personal circumstances. There were too many spinning plates and struggled to regain control, and faced certain... read more

Andrew Kiely
August 13, 2025
Richard was very easy to talk to, it was so reassuring that there are ways to help and he put my mind at rest, looking forward to taking to... read more

David Arnold
August 6, 2025

What can I say about HMS,saved me from my property being repossessed on the last minute with the honest advice from Richard very much appreciated these guys are amazing.i called... read more

Gamming Channel
July 30, 2025

Exceptional Support During a Difficult Time Homeowner Management Services went above and beyond when I was facing a very stressful situation with an inconsiderate lender trying to take possession of my... read more

Mjr David
July 28, 2025

Ben was very understanding and helpful..I would highly recommend this company

Martin Garvey
June 5, 2025
Great understanding & very helpful advice on my pending repossession order. Many thanks...

Pam Benton
May 29, 2025

Having problems with a possession hearing! Richard was amazing and incredibly helpful and supportive, he even took the time to offer free advice in writing to help me on the... read more

Jonny Worthy
May 28, 2025

Ben was amazing and always available at any time of the day. Helped within a few days

Adam Ahmed
May 1, 2025

HMS are brilliant.I have used this company a couple of times now and they cannot do enough for you.Richard,ben and david are an incredible team so much knowledge and confidence... read more

Jc S
May 1, 2025
I would highly recommend Richard and the term at Homeowner Management Services. They provided invaluable support and advice when I contacted them about my mortgage coming to the end of term. My... read more

Ann Mullins
April 30, 2025

We had been given a repossession hearing by the bank which was scary. This would eventually lead to eviction even though we were not behind with our payments. Richard's advice... read more

Dave Wilcock
April 24, 2025

Excellent, friendly, professional advice given

Stuart Kelf
April 14, 2025

I spoke with Richard today. He not only put me at ease with my situation, but provided me with the next steps for me to take to get a better... read more

Jayne Forsyth
April 14, 2025
Excellent advice from David, very helpful, friendly and informative. Helped us with sound advice of how to deal with upcoming eviction or repossession orders. Feel a lot less burdened now. Keep up the... read more good work HMS!

Sam Kamal
April 2, 2025

In May 2024 Landmark had started repossession due to the mortgage term expiring. I was totally expecting my house to be repossessed but then I spoke to Richard and the... read more

paula burns
March 19, 2025

2nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.

Lee Duke
February 26, 2025

2nd to none service from Richard and team. Swift response with excellent advice & support. Warmest regards. Lee D.

Lee Duke
February 19, 2025
Homeowner Management Services care! I was facing eviction from my home and Richard gave me excellent advice. He provided a legal argument to my case and when the Judge... read more

Rosemary Ebun
February 19, 2025

It's been a one year and nine months since I deal with Richard and David they are amazing they keep looking after me what ever my situation but now it's... read more

Maria Cardoso
January 19, 2025

the team at HMS what can i say a massive thank you to the team they not only helped me once but twice with repossession orders we owe them... read more

dale williamson
January 19, 2025

Just let Richard know,I press one star thinking u pressed all stars, unfortunately it went off and put one star up and did write in my review that it... read more

Jane Hayward
November 19, 2024

N244 Form